AS Core - Integrated Leasing, Credit and Factoring administration System
The appearance of the software in 1999
was preceded by nearly three years of software engineering
and work-flow survey. The system has different modules,
60 % of the basic functionality is customizable
using parameters. It integrates the complete functionalities
of the respective parts of the financial sector. The
system has customizable work-flow, it covers sales through
middle office, General Ledger, petty cash, decision support
risk assessment system ... etc. This system is able to
easily handle credits, closed ended-, open ended financial
lease, lease, liabilities sales deals "en masse" or
individual (VIP) deals.
Components of the AS system:
Lease administration (Partner
registration; Easy tender maker function; Deal types,
Deal schemes; Contract management; Object registration;
Evaluation, Evaluation schemes; Collateral registration;
Insurance registration; Risk management; Printing
and document templates; Different types of contract
modification possibilities; Automatic contract revaluation;
Refinancing contract management; Automatic generation
of invoices in any currency; BAR interface (automatic
General Ledger (Automated bookings;
VAT management; VAT scaling; Accruals; Tangible assets
/ stock management; Bank operation; Interest suspense;
Easy ledger closing methods; Balance Sheet, profit
and loss reports)
Above the basic system
functionalities there are also numerous optional components
available. Some of the additional AS components:
Scoring / Rating modules customizable by the user
Vendor financing management
Different types of commissions management
IAS, US-GAAP accountancy and reporting
Debt management, dunning
Direct debit support
Several types of interfaces to printing offices
AS system meets the general safety
regulations expected from financial institutions and
has its own privacy,authorization and authority system,
has hierarchy, logs the activities of users, the work-flow
events and on-demand meets the requirements of the audited
data-recording four-eyes principle.
To the solution there are several special sub-systems,
which is made/ developed or still developing by AdviseSoft
Private Co. Ltd. by Shares according to discrete requests.
Optional modules of AS system:
AS DataStore system: it
is an electronic document management system, linked
to the main AS software. It is able to control
electronic fax, e-mail and scanning circulation,
but also resolves the management of paper documents
AS Miracle module: with
this module the financial institutions are able to
handle MIS requirements, with predefined or customizable
controlling, analyzing and planning functions.
AS Fleet management
module: ideal for fleet management in vehicle financing
management, insurance-, damage management, road service;
replacement car, tire management).
AS Dealer module: with
a system component that is installed at the dealers
can be used for making on-line proposals. The necessary
data for making the contracts The data of the proposal
and the the necessary data for making the contracts
automatically appears in the Financial Institutions'
data bases, which allows quick decision on the credit
and the execution of the contract, which is a market
AS Enterprise module:
with this module those clients, who have more than
150 users can optimize the every day work with the
AS MultiLanguage Control Manager: with this
module, the software can communicate in several languages
with the user. With this module at a given workstation
the language of the system (menus, screens) can be
changed while the program is running (now available
in English language version).
Some of our international clients use systems
for a particular functionality located at their headquarters
abroad. In these cases AS system uses interfaces
to handle data transfer.
Our Light version is a collection of best practices and know-how, including the most
common functionalities of the core AS package as a "starting kit" for leasing firms handling up to
5000 contracts. This is a continuously updated product - an ideal solution for greenfield, small and medium sized
AS Fleet management
module is ideal for fleet management in vehicle financing
management, insurance-, damage management, road service;
replacement car, tire management).
The main objective of the AS RoadRunner web/based proposal-giving
system is to provide administrative and technical support to financial institutions in
preparing proposals to clients. The Road Runner is an ideal tool for providing 'external proposals'
to clients. This means, that dealers or subsidiaries can give proposals to
clients without having a direct access to the AS Core system.
The Road Runner module is fully customizable to the demands of the clients,
but at the same time has a strict, pre defined set of orders and conditions.
In order to conduct a valid and a successful deal, the application grants the preparation
and registration of the required, compulsory documents, registers data, stores documents
electronically, provides the possibility of an initial rating as well as sends
the relevant information about the client, the deal and the object into the AS
Core system in a standardized and secure way.
The continuous data flow and communication between the RoadRunner and other
AS components is implemented by the integration mechanism with the AS Core system.
In reality this means that RoadRunner provides actual exchange rate and base rate
information to the subsidiaries as well as a constant communication with the AS Core
module on a partner and on portfolio level too.
During the implementation we paid special attention to the
safety and the user-friendly surfaces. The solution supports the multilingual display,
but the base language is the English. The users of the application have an access to
the proper functions through their rights according to their roles, and the data and lists
are displayed according to it.
There are three different types of offer can be prepared by AS RoadRunner:
Anonymous offer with concrete principal - interest breakdown
with the partners' data,
with leased subject data,
with product, deal features,
calculation and with the relating cash-flow elements,
with related collaterals,
with electronically stored client ID documents required for credit assessment (scanned documents).
The purpose of the AS LeasePoint system is to provide a tool to the
leasing companies which is on one hand secure and easy-to-use,
and on the other hand frees up company resources in an effective way.
The main concept of the system was to create an add-on module to the existing system.
This is a special, scalable sub-system that can be further developed based on individual customer
requirements. The system - as expected from any system used by financial institutions - meets the security
requirements with its own authorization and scalable user privileges and logging of user activities.
Login (registered user, password check)
View of partner data Partner
View of contracts
View of contract details and overdue payment history
View of due and overdue payment history
Checking of upfront payment
Change of mailing address
Change of password
Exit (terminating the query and logging out)
AdviseSoft continuously supports its clients' demand with a numerous
reporting features, but the pressure to analyze the diverging information quickly,
correctly and flexibly always increasing, therefore our intention is to give a professional
solution for financial institutions by a new data mart tool.
As market leaders we felt that we must be the first to meet
these demands and in 2006 we developed our data mart module based on our transaction
management solution. This is the AS AnaLease module. This new product achieved the
Microsoft "Platform Test for ISV Solutions" certification.
The special advantage of the product is that the format of the statements,
reports can be defined according to the requirements of the actual needs. This capability
is not limited neither to the set of information nor the dimension of it but those can
be prepared in the exact specific format defined by the users even from simple summaries
to complex graphical representation.
Presently the following data cubes are available:
Statement of balance, profit and loss statement
Partner aged receivables
Deal aged receivables
HFSA report environment
Operation, procedures, opportunities
Actually the AnaLease system is the data mart of the lease sector.
The data are transferred from the AS system (or even other third party systems) and
are transformed into a format which can be processed easily. It ensures the continuous update
of information and recording every major event. This procedure ensures that the
actual information should be loaded into the data mart every night. The data mart
contains index figures which are previously defined and calculated by a parameterized
logic of each dimensions. The parameterization is performed by the users, so for example
it is possible to aggregate the types of cash-flows, create categories
(down payment, financed value, etc) by their own criteria.
It can be further refined by using the chosen BI tools, even without involving the supplier.
This product has been tested under Windows 7 environment
To whom do we recommend the AS Galaxy solution?
We propose our system to telecommunication and cable service provider companies.
AS Galaxy system handles uniformly the CRM, technical, invoicing and financial processes and
contain integrations to provisioning systems (DTV/TEL/NET).
A sales-support web area has been developed (Web agent), along with an e-Technical support interface.
The system is capable to complex solution of Digital TV,
Cable TV, Internet, Telephone and the combination of these,
the service of their sales packages; on the front side with customer
service and technical support solutions, on the back side with financial
and accounting solutions. The new service types can easily be integrated
to AS Galaxy system, can be parameterized and customized according to the
changing business requirements. On the management level the advantages of
the system are the efficient support of the new service launching and the
new market entrance. The system works with a high level of reliability and
has a low human resource requirement. In the business process,s efficient and
swift customer service work can be created: the business processes,
the complex solutions, the pricing and the discount schemes can all be automated.
The main modules of the system:
AS Galaxy Core (consists of CRM, Technical support and Finance parts)
AS Galaxy Web agent (Sales support over the web)
AS Galaxy e-Technical support (Technical support over the web)
AS BI module
How can the AS Galaxy system be integrated into your existing IT system?
Telecommunication and public utility providers usually work with a large number of customers.
Their services, partner and cooperation systems and their internal processes are best described with complexity.
For them AS Galaxy system is the solution which covers the customer service management (CRM) processes,
from the customer data handling to the provided invoicing and the handling of customer invoices and reporting.
With our satellite solutions we are supporting the technical colleagues as well (AS Galaxy e-Technical support),
as well as the decision influencers and decision makers in controlling and reporting (AS BI module).
AS Galaxy and its modules can fully be integrated to
the most common enterprise resource management systems (ERP),
as well as other solutions. The system can be managed externally as well,
in an outsourcing form as well. In this case the system and the hardware environment
is handled by AdviseSoft as well and the service provider
can have a substantial cost saving on this investment.
CRM stores and manages the basic data of customers,
their contracts and related services. The rights of the customer data
handling can be managed and there is a possibility to create separate
client group customer service functions.
2. TECHNICAL SUPPORT
With the technical support solution, starting with the sales processes,
the given customer requests can be immediately performed by the eligible employees
of the technical team. The tasks to be implemented are automatically compiled from
the customer's existing services. The process of implementation statuses can be measured
and monitored with the integrated technical support provisioning systems.
Finance provides a complex solution to the sales and customer service
processes in finance and accounting supporting tasks (Back Office).
The module is divided into 3 parts: Billing, Bank Collection modules,
which are eligible for a multi-level rights management.
IKR (Requirement Handling System)
Requirement Handling System was developed
for managing the clients' feedbacks on AdviseSoft's products.
This software is ideal for those software engineering
companies, who want to handle the different tasks of
software implementation in one single system, form handling
documents, through process arrangement, system engineering,
testing tasks, to maintenance tasks in connection to
the implemented system. With this system you are able
to monitor the tasks hierarchy, interdependences between
them, you are able to search on the executed tasks, or
track the human resource needs. This way you can easily
evaluate the rate of return of the finished duties, or
you are able to determine the timing of the future tasks
easily and efficiently for your colleagues.